CalPERS Benefits
Full-Time Faculty Employees
Cost of Coverage (Tenthly Rate Sheet):
Covered Dependents:
If you are adding a dependent, verification must be provided to HRbenefits@mtsac.edu.
To view 2027 Open Enrollment information, click here!
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- Medical Plans
CalPERS Benefit Summaries
HMO Plans
Anthem Blue Shield- Blue Shield Access+ (2026) - Full Network
- Blue Shield Trio (2026) - Limited Network
- Sharp Performance Plus (2026) - San Diego Only
PPO Plans
The PERS PPO plans were previously administered through Anthem Blue Cross. Effective January 1, 2025, the plans will be administered by Blue Shield. For more information regarding plan changes, please review the PERS Gold and PERS Platinum Change Overview flyer.
Blue ShieldPERS Gold and Platinum Resources
- Included Health: Whether you need a new primary care doctor, have questions about a medical bill, or want an easy way to keep track of your insurance information, use Included Health as a first stop for comprehensive, personalized healthcare. For more information, please visit includedhealth.com/microsite/calpers/ or call 855-633-4436.
- Additional Included Health Services:
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- Checking if your current doctor is in-network
- Finding new providers or urgent care centers
- Coordinating care, particularly if you have complex conditions
- When you want a second medical opinion
- Accessing virtual primary care and behavioral health services
- Receiving 24/7 clinical advice from a nurse
- Tracking your deductibles, copays, and coinsurance
- Understanding your medical bills
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- UC Health System: Members can access providers, hospitals, and facilities in the UC Health system.
Included Health can help you find a provider and answer any questions you may have.
Listed below are the medical groups within the UC Health system.
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- UC Davis Health
- UC Irvine Health
- UC Los Angeles Health
- UC Riverside Health
- UC San Diego Health
- UC San Francisco Health
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Prescription Coverage
- Dental Plans
- Vision Plan
- MetLife Supplemental Life Insurance Plan
- Supplemental Benefits and Financial Wellness
Mt. San Antonio Community College District partners with American Fidelity Assurance Company to provide eligible employees with voluntary supplemental insurance, financial services, and access to tax-advantaged spending accounts. Participation in these programs is optional and subject to applicable eligibility requirements, plan provisions, and contribution limits.
Section 125 Cafeteria Plan
The Section 125 Cafeteria Plan helps eligible employees reduce their taxable income by allowing certain benefit costs to be deducted from their paycheck before federal and, where applicable, state taxes are calculated. By paying for eligible expenses with pre-tax dollars, employees can lower their taxable income and potentially increase their take-home pay.
The Section 125 Cafeteria Plan includes the following options:
- Dependent Care Flexible Spending Account (DFSA): Pay for eligible dependent care expenses with pre-tax dollars.
- Health Flexible Spending Account (FSA): Set aside pre-tax funds to pay for eligible unreimbursed medical, dental, and vision expenses.
For a list of expenses that may be eligible for reimbursement through an FSA, visit the American Fidelity FSA Eligibility List.
Voluntary Supplemental Insurance
American Fidelity offers a variety of voluntary supplemental insurance products to eligible employees. These plans are optional and 100% employee-paid, with premiums deducted through payroll deductions.
- American Fidelity Benefits Overview
- Accident Insurance
- Cancer Insurance
- Critical Illness Insurance
- Disability Income Insurance
- Long-Term Disability Income Insurance
Voluntary Retirement Savings Options
- 403(b) Tax-Deferred Annuity
- Roth IRA
- After-Tax Annuity
Eligibility: Employees must be eligible for District health benefits to participate in the services and benefits offered through American Fidelity.
Enrollment: Employees who are eligible for benefits will receive American Fidelity supplemental coverage enrollment information during the benefits onboarding process and also have the opportunity to enroll or make changes during the District’s annual Open Enrollment period.
- Retirement Planning
For eligible employees, retirement benefits may include a pension through CalSTRS or CalPERS, along with opportunities to save through voluntary supplemental retirement plans.
For more information about your retirement plan options, including 403(b) and 457(b) plans, visit the Retirement Planning webpage.
- Employee Assistance Programs
Employee Assistance Service for Education (EASE) Program
EASE is a specialized program available to employees - paid for by the District (no charge to you). EASE services are not only for you but also for your immediate family members. For detailed information regarding the EASE Program, please click the following link: EASE Program Flyer.
The program offers confidential help (no charge to you) for matters such as:
- Family troubles with spouse or children
- Emotional distress
- Drug/alcohol problems
- On-the-job anxieties and stress
- Grief, loss, and transitions
- Legal and Financial Referrals
MetLife Grief and Beneficiary Support
- AB 528 Continuation Coverage Rights
At time of retirement, certificated employees who lose their eligibility to continue their dental benefit plan can elect to continue coverage under AB 528.
- Medical Plans
